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End User Payment Flow

This document describes the flow for end users purchasing crypto through CRYMBO Connect — from registration to transaction approval.

Step-by-Step​

Registration via Referrer Code​

Users register via a URL such as:

https://app.domain.com/register?referrer_code=<number>

If the referrer_code is missing, a default of 1 is applied. The referrer controls user-specific settings:

  • topup_fee
  • kyc_bypass
  • transaction_cap
  • tlv_cap
  • block_purchase

Email Confirmation & Password Setup​

  • User enters email and accepts Terms & Privacy Policy.
  • Email confirmation is sent.
  • After confirming, the user sets a password.

Note: 2FA is not enforced for end users.

First Login — PII, Questionnaire, and KYC​

On first login, the user must:

  • Complete the PII form
  • Fill out a compliance questionnaire
  • Complete the KYC process

If kyc_bypass=1, KYC is optional and can be done later from the profile page.

System Access​

After completing the onboarding flow, the user can log into the system and access their dashboard.

Wallet Setup​

  • User navigates to the Wallet page.
  • Inputs a wallet address where crypto will be delivered.

Crypto Purchase​

  • User visits the OnRamp page.
  • Chooses a payment provider (e.g., Zen, Luxon, Premier Pay, WinWay).
  • Completes the payment flow through the selected PSP.

Document Signature​

  • After completing the payment, the user is redirected to a signing page.
  • Confirms that the crypto will be delivered to the specified wallet.

Transaction Approval​

  • After signing, the transaction enters a pending approval state.
  • An admin must manually approve the transaction before funds are released.